Disclaimer

1. Mutual Fund Investments Are Subject to Market Risks

Mutual fund investments are subject to market risks. Please read all scheme-related documents, including the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM), carefully before investing. The Net Asset Value (NAV) of units issued under any scheme may go up or down depending on factors and forces affecting the securities market, including fluctuations in interest rates. There is no assurance or guarantee that the investment objective of any scheme will be achieved.

2. Past Performance Is Not Indicative of Future Returns

Any historical returns, performance data, or statistics displayed on our website or shared through our Services relate to the past performance of the relevant mutual fund scheme(s) and are not necessarily indicative of future performance. Investors should not base their investment decisions solely on past performance.

3. Not Investment, Legal, or Tax Advice

AFIN acts as a mutual fund distributor registered with the Association of Mutual Funds in India (AMFI) and not as an investment adviser registered under the SEBI (Investment Advisers) Regulations, 2013, unless expressly stated otherwise for a specific service. The information, content, tools, and calculators available on our website are provided for general informational and educational purposes only and do not constitute investment, legal, tax, or financial advice, nor a recommendation or solicitation to buy or sell any mutual fund scheme or security.

You are strongly advised to consult your own financial, legal, and tax advisors before making any investment decision, based on your individual objectives, financial situation, and risk tolerance.

4. Calculators & Planning Tools

Any SIP calculator, lumpsum calculator, goal-planning tool, or similar illustration available on our website is intended purely for illustrative purposes. These tools rely on assumed rates of return, inflation, and other inputs entered by the user, and the results are hypothetical projections, not promises, guarantees, or forecasts of actual future returns. Actual investment outcomes may vary significantly due to market conditions, expense ratios, exit loads, taxes, and other factors not accounted for in these tools.

5. No Guarantee of Returns

Neither AFIN nor any Asset Management Company (AMC) whose schemes are distributed through our platform guarantees any specific rate of return, capital protection, or investment outcome. All investments carry risk, including the possible loss of principal invested.

6. AMFI Registration & Distribution

AFIN Investment Services Private Limited is registered with AMFI as a mutual fund distributor and earns distribution commission from AMCs on schemes distributed through our platform, in accordance with applicable SEBI and AMFI regulations. This commission is already factored into the scheme's expense ratio as disclosed by the respective AMC and does not result in any additional charge to the investor.

7. Accuracy of Information

While we make reasonable efforts to ensure that the information on our website, including scheme details, NAVs, returns, and other data, is accurate and up to date, such information may be sourced from third parties, including AMCs and Registrar and Transfer Agents (RTAs), and may contain errors, omissions, or delays. We do not warrant the accuracy, completeness, or timeliness of any such information and recommend that you verify scheme-specific details directly from the relevant AMC or official scheme documents before making any investment decision.

8. Third-Party Content & Links

Our website may contain links to third-party websites, including AMC portals, KYC Registration Agencies (KRAs), and payment gateways, for your convenience. We do not control, endorse, or assume responsibility for the content, accuracy, or practices of any third-party website. Access to any linked website is at your own risk and subject to that website's own terms and policies.

9. Technology & Availability

We strive to ensure our website and Services remain available and function without interruption; however, we do not guarantee uninterrupted, error-free, or secure access at all times. Our Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control, and we shall not be liable for any loss arising from such unavailability.

10. Limitation of Liability

To the maximum extent permitted by applicable law, AFIN, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, or consequential loss or damage, including loss of investment value or loss of profits, arising from your reliance on any information, tool, or content provided on our website, except where such liability arises from our gross negligence or wilful misconduct.

11. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of India, and any disputes arising in connection with it shall be subject to the exclusive jurisdiction of the courts at Jaipur, Rajasthan.

12. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our Services or applicable regulations. The updated version will be indicated by a revised "Last updated" date, and your continued use of our Services constitutes acceptance of the revised Disclaimer.

13. Contact Us

If you have any questions about this Disclaimer, please contact us at: